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Personal Fixed Deposit Account

Personal Fixed Deposit Account

Earn the most on your bulk earnings/income with very competitive and negotiable interest rate on our Fixed Deposit Account.

How to open it

  1. 1
    Download and fill in the forms

    Get them below, or from the Open an Account page.

  2. 2
    Gather your documents

    See the checklist below.

  3. 3
    Submit them

    Bring everything to 2 Ekololu Street, Surulere (Monday to Friday, 8:00 am to 4:00 pm), or send it to us from the Open an Account page.

  4. 4
    Bank on your phone

    Once your account is open, download the Thrive app to manage it.

Forms to download

  • Individual Account Opening FormPersonal accounts Download
  • Customer KYC FormKnow-your-customer details Download
  • Data Subject Consent FormConsent to process your data Download

Documents to prepare

  • Scanned passport photograph
  • Scanned signature
  • Two reference forms
  • Your BVN
  • Utility bill copy

Minimum deposit ₦500,000 for at least 90 days.

Everything in one app

Balance and history

View your account and transaction details.

Transfers

Send money to your own accounts, saved beneficiaries or any bank account.

Airtime, data and bills

Pay for services in a few taps.

Your card

Request, activate, change the PIN or temporarily block it.

Statements

Get your statement as PDF or Excel.

Secure access

A 6-digit password, a 4-digit transaction PIN and optional biometrics.

Thrive mobile app

Download Thrive MFB

Banking made simple. Manage your account, transfer money and pay bills from your phone.

Questions people ask

Features

  • Minimum eligible amount is N500,000.00
  • Minimum tenor is 90 days
  • Rate is negotiable based on amount and tenor
  • Can be used as secure for instant loans (overdraft on installment loan) or to secure/guarantee loans to loved ones.

Requirements

  • Scanned copy of passport photograph
  • Scanned copy of signature
  • 2 Reference forms
  • BVN
  • Copy of utilities
Talk to us

Call our help centre

Talk to us today and challenge us to help your business to thrive. +234 (0) 815 060 8627

Get in touch
Open an Account