`

Personal Target Account

Personal Target Account

With up to 12%p.a. on your Thrive Target Savings Account, saving has never been this exciting!

Accelerate your financial goals with Thrive Target Savings Account, you deserve it. Our compounded high interest rates on your Thrive Target Savings Account incentivizes your savings habit and helps you to get to your desired goals faster.


Get Savings Quote

Choose from the options below with the flexibility to upgrade anytime.


How to open it

  1. 1
    Download and fill in the forms

    Get them below, or from the Open an Account page.

  2. 2
    Gather your documents

    See the checklist below.

  3. 3
    Submit them

    Bring everything to 2 Ekololu Street, Surulere (Monday to Friday, 8:00 am to 4:00 pm), or send it to us from the Open an Account page.

  4. 4
    Bank on your phone

    Once your account is open, download the Thrive app to manage it.

Forms to download

  • Individual Account Opening FormPersonal accounts Download
  • Customer KYC FormKnow-your-customer details Download
  • Data Subject Consent FormConsent to process your data Download

Documents to prepare

  • Valid means of ID (NIN, international passport, driver's licence or voter's card)
  • 2 passport photographs
  • Current utility bill, not older than 3 months
  • Your BVN

Everything in one app

Balance and history

View your account and transaction details.

Transfers

Send money to your own accounts, saved beneficiaries or any bank account.

Airtime, data and bills

Pay for services in a few taps.

Your card

Request, activate, change the PIN or temporarily block it.

Statements

Get your statement as PDF or Excel.

Secure access

A 6-digit password, a 4-digit transaction PIN and optional biometrics.

Thrive mobile app

Download Thrive MFB

Banking made simple. Manage your account, transfer money and pay bills from your phone.

Questions people ask

Target Savings Level 1

  • Minimum Opening Amount of N100,000.00
  • Monthly savings of N10,000.00 – N25,000.00
  • No withdrawal from the account in the first 6month
  • Minimum savings period of 12 months
  • Interest rate of 6%

Target Savings Level 2

  • Minimum opening amount of N250,000.00
  • Monthly savings of 25,001.00 – 100,000.00
  • No withdrawal from the account in the first 6month
  • Minimum savings period of 12months
  • Interest rate of 8%

Target Savings Level 3

  • Minimum opening amount of N1,000,000.00
  • Monthly savings of 100,001.00 – 500,000.00
  • No withdrawal from the account in the first 6month
  • Minimum savings period of 12months
  • Interest rate of 10%

High-Yield Target Saving Account

  • This is essentially a fixed deposit proposition with a flexibility to increase the initial deposit without breaking the deposit of booking another
  • Minimum initial deposit of N2,000,000.00
  • Minimum monthly savings above N500,000.00
  • Flexibility to increase deposit amount at any time while enjoying same rate
  • No withdrawal in the first six month
  • Minimum savings period of 12 months
  • Interest rate of up to 13%

Requirements

  • Scanned copy of passport photograph
  • Scanned copy of signature
  • 2 Reference forms
  • BVN
  • Copy of utilities
Talk to us

Call our help centre

Talk to us today and challenge us to help your business to thrive. +234 (0) 815 060 8627

Get in touch
Open an Account