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Personal Loan Request

Personal Loan

Request a personal loan

A few quick questions — we only ask what's relevant to you.

Your Details

Full Name
Email Address
Phone Number

Employment

What best describes you?

Guarantor(s)

Full Name
Phone Number
Relationship
Loan Details
Repayment basis

Interest is charged on the full amount for every month of the term.

Amount Requested
₦
Loan Term 12 months
1 month36 months
Est. Monthly Repayment ₦0

Indicative figures based on our standard loan rate. Final terms are confirmed during your loan application.

Before you apply

Documents to prepare

  • Bank Verification Number (BVN)
  • National Identification Number (NIN)
  • A valid means of ID
  • Recent bank statements (last 6 months)
  • Employer ID or business registration, depending on your employment type
Loan questions

Frequently asked

How quickly will I get a decision?

The Instant Credit Line, secured by your Target Savings or Fixed Deposit, is typically available within hours. Decision times for other personal loans are confirmed when you apply.

Do I need collateral?

The Instant Credit Line is secured by a Target Savings or Fixed Deposit balance. Other personal loans may need collateral or a guarantor, who completes our Guarantor Application Form.

Can I repay early?

Call us on 0815 060 8627 before paying off early. Any early-repayment terms are stated in your offer letter.

What if I miss a payment?

Contact us before a due date if you expect to miss a payment, so we can talk through your options.

Talk to us

Call our help centre

Talk to us today and challenge us to help your business to thrive. +234 (0) 815 060 8627

Get in touch
Open an Account